If you lock up your house and leave on a trip for 30 days or more is your homeowners insurance 'in peril' because the home is 'unoccupied'?

Answer

Your policy probably contains a "Vacancy Clause" under Section I - Conditions. This usually refers to an insured moving out of the house and taking some or all of the personal property with him. A 30-day trip should not place your coverage in peril. It would be a very good idea to designate a family member or neighbor to check it once a week for you. This would reinforce your homeowner responsibility to protect the property.

Improve Answer Discuss the question "If you lock up your house and leave on a trip for 30 days or more is your homeowners insurance 'in peril' because the home is 'unoccupied'?" Watch Question

First answer by J M. Last edit by J M. Question popularity: 141 [recommend question]

Also see on Answers.com

Research your answer:

Answers.com > Wiki Answers > Categories > Business and Finance > Insurance > Homeowner Insurance > If you lock up your house and leave on a trip for 30 days or more is your homeowners insurance 'in peril' because the home is 'unoccupied'?

Our contributors said this page should be displayed for the questions below. (Where do these come from)
If any of these are not a genuine rephrasing of the question, please help out and edit these alternates.
Insure unoccupied house?  What is special peril insurance?  Homeowners Insurance Unoccupied?  Pokemon peril secret of the house in newport city?  Why is vandalism not covered if home is unoccupied?  What should be humidity level for a unoccupied home?  How many days absence are you allowed on home insurance?