All drivers should be listed on your policy to be a covered driver. you should add your child to your auto policy for proper coverage.
The person providing access to a vehicle should provide coverage for all persons they allow to operate their vehicle. Should you provide access and fail to provide coverage you can be held personally liable for any damage the child does. If the child somehow obtains the vehicle on his own then liability may fall to the legal gaurdians depending on the circumstances of legal gaurdianship and control.
If a Homeowners dog bites a child and tears their lip open causing multiple surgeries what is the insurance liability to pay medical bills liability or compensation?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
You should carry insurance on your children until they are old enough to get insurance on their own. This is usually when your child graduates college. As long as your child is a full-time student and one of your dependents, then you should be able to carry insurance on them.
gyptian have a child? i what to know
To become licensed child care center, you are required to have commercial liability insurance. However if becoming licensed is not your goal, commercial liability insurance is not necessary. You should consider increase your home owners insurance to protect you in the event of accident. Most insurance companies will provide you additional coverage for people wanting to do a start a home based day care.
The obvious answer would be NO, why would you have to carry insurance on a child that is now considered an adult.
It depends on the State in which the vehicle is registered and insured. A Named Non Owner cover only liability: Bodily Injury and Property Damage to a third party. I believe the parents would need to purchasea policy with Comprehensive, Collision and Medical Payments in addition to the NNO policy. Simply call your Insurance Agent and find out! Good Luck!
If the vehicle is titled to the parents then little chance of removing liability from mom and dad. If child is titled owner, and has their own auto policy then very likely the parent's can separate their own liability.
No. Homeowners insurance only covers physical damage to the home and contents and liability risks.
If the child drives any of your vehicles, yes. If the vehicle is in the child's name, no.
Business auto insurance is not always best handled by the same brokers and underwriters that handle personal auto insurance, and it is not advised to insure a business vehicle as if it were for personal use. To get the best business auto insurance quote, start by dealing with the broker who handles your general business insurance needs. In addition, ask the dealer from whom you plan to buy the car if he has any suggestions or if the dealership offers any type of assistance with business auto insurance plans through an affiliated broker.