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All drivers should be listed on your policy to be a covered driver. you should add your child to your auto policy for proper coverage.

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Q: If you only carry liability insurance on a vehicle can you let your child drive it if they do not live with you?
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Who should carry insurance on a teen driver when she resides in a household that is not her legal guardians?

The person providing access to a vehicle should provide coverage for all persons they allow to operate their vehicle. Should you provide access and fail to provide coverage you can be held personally liable for any damage the child does. If the child somehow obtains the vehicle on his own then liability may fall to the legal gaurdians depending on the circumstances of legal gaurdianship and control.


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No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.


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Can a ex emancipate a child at any age And then have no liability to the child such as child support or covering the medical insurance for the child and then they can not file them on their taxes?

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Does a home based child care center need commercial liability insurance?

To become licensed child care center, you are required to have commercial liability insurance. However if becoming licensed is not your goal, commercial liability insurance is not necessary. You should consider increase your home owners insurance to protect you in the event of accident. Most insurance companies will provide you additional coverage for people wanting to do a start a home based day care.


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Getting the Best Business Auto Insurance Quote?

Business auto insurance is not always best handled by the same brokers and underwriters that handle personal auto insurance, and it is not advised to insure a business vehicle as if it were for personal use. To get the best business auto insurance quote, start by dealing with the broker who handles your general business insurance needs. In addition, ask the dealer from whom you plan to buy the car if he has any suggestions or if the dealership offers any type of assistance with business auto insurance plans through an affiliated broker.