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If you only have liability insurance and you cause an accident does your insurance cover fixing the other party's vehicle?
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∙ 8y ago
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Insurance company feels my car is repairable after accident?
In the event of an accident you would take the car to a repair shop approved by your insurance company and then they would determine whether or not your car is worth fixing or to payout the "Kelly blue book" value of your vehicle.
Can General Liability Insurance also include Garage Liability Insurance?
Yes it can. In fact, a policy written on a "Garage Liability Form" will show a limit for "Auto" and then also show a limit for "Other than auto". Auto liability is basically due to the fact that the garage will test drive autos while fixing them. Other than auto is the premises or general liability. This shows that garage liability will also include general liability on the declarations page.
If you voluntary turn back in a financed auto and the auto has been in an accident and you had no insurance coverage what are you libel for?
You are liable for everything. Fixing the car, paying for the car (the balance of the contract) and repo fees.
Can a car insurance insist on paying the value of the car rather than fix the car if the accident is not your fault?
Yes, car insurance can pay the value of the car instead of fixing it. This will happen when the cost to fix it is greater than the current value. It is then not worth fixing, from a financial perspective. This is what is meant when you say that your car has been "totaled" (it was a total loss).
What is an On Hook Policy?
On Hook coverage is a special unique part of a commercial auto policy written for tow truck companies. The On Hook coverage provides physical damage coverage to the vehicle that you are towing while it is being towed. If you are in possession of the vehicle and are fixing it, garaging it until you can fix it, etc then you would need to have garage keepers legal liability. Auto repair shops and tow companies have special insurance policies to cover their unique needs such as the aforementioned, but also need liability, auto liability while testing vehicles, workers compensation and property insurance. Parentiinsurance.com can be visited to get quotes on any of these policies and we are also happy to help provide you a better understanding of what the coverages do to protect your company against loss.
What does a break down service provide that your car insurance does not?
Typically a break down cover company offers to come and retrieve your vehicle or if it can be fixed at the roadside fix it and get you on your way. However a car insurance policy only covers the financial cost of fixing the car.
Should you get your car fixed with insurance money?
Fixing a car with insurance money depends on a few things. If you are at fault and file an insurance claim, it is likely your premiums will be higher for the next few years. The severity of the damage may determine your decision. If it is a small issue, or one that does not affect the performance of the vehicle, it may be one that you just decide to live with. Also, if your deductible is high or the cost of the repairs is low, it may not be cost effective to use insurance money. An older model may not be monetarily worth fixing if it is a small issue either.
Why would a vehicle have low revs?
elecronics need fixing or alternator need replacing elecronics need fixing or alternator need replacing
If you report a claim to your insurance company can you cancel it if the damage is not worth fixing?
Absolutely
Who is responsible for fixing vehicle 3 when Vehicle 1 struck vehicle 2 in rear causing vehicle 2 to strike vehicle 3?
It would be vehicle 1 because it made vehicle 2 get hit by vehicle three who had nothing to do with it
Does a homeowner have to pay a deductible on a liability claim brought against them for injuries on their premises?
No. The deductible only applies to them fixing their own house.
Cost of fixing fuel pump?
It varies from vehicle to vehicle, need more info like year, make, model and engine.
