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Im assuming that you have taken out a loan or credit card which is then backed with "guarantee cheques".

So after you have missed or discontinue repayments they will have deposited the "guarantee cheques" which (Im assuming) will have bounced.

Bouncing the cheque is a criminal offence in the U.A.E and as such you will have a case against you and should you enter the U.A.E again (who the hell would want to) you will be arrested on arrival and placed in jail until the debt is cleared.

Now that you have left Dubai and returned to Australia... there is NOTHING the banks in Dubai can do.

They may and most likely will hire a "debt collection" agency who may try to drive you mental with calls and letters (assuming they can find you) but the fact is there isn't a thing they can do at all... the contract was written in Dubai between you and a Dubai company which is ONLY enforceable in the U.A.E.

If the amount was large they may have reported it to Interpol... however the fact is Interpol has two tests

1) is the crimes that the said accused performed illegal in the country he is now in. YES or NO. - Bouncing a cheque is not a crime in most civilised nations... i.e pretty much every nation outside of the Middle East and Nor is going bankrupt.

So you have no problem there!

2) if the accused were to be found guilty of the said crime, would he or she be sentenced to a MINIMUM of one year in Jail??

In both questions the answer in Australia, Europe, the U.S and most of Asia (civilised countries) is NO!!

So you don't have any problem!

If you do feel guilt

(and you shouldn't... you know that the Emirati's are given pardon from jail without paying their debts yet the expats are locked in until they pay!! vile!)

You can contact the banks and negotiate... they know (despite what they say) that they cannot get you.. so negotiate to pay 5% of the debt they will accept around 10% and BEFORE you pay.. (have a friend go and pay the money there for you) make sure you get a signed and stamped "clearance letter" if they don't give you that, then you pay no money!!

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9y ago
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Q: If you owe money in Dubai and you cannot pay what can they do to you if you live in Australia?
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