You are. If the insured person chooses to make a claim and the claim is paid. The driver is still responsible to reimburse the insured for any losses. If the claim is denied the driver is responsible for the entire amount of damages.
It's the car that hit the car that hit you. (The one who started it in the first place.not the car that hit you ut the other car should pay the fine thing.).the car that hit you should pay a small...
Probably. Maybe. Maybe Not. Better ask your agent. If the uninsured car does not belong to the driver and he does not have regular use of it, most policies will cover the accident. Also if he just...