The person who is suing you will know all pertinent info regarding the insurance coverage. Contact the lawyer involved in this case.
no
Yes. Plan on it.Answeryes, your driving record can be checked by your insurance company and other companies if you got in a car accident.....
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
In General No, The party that caused the accident is liable. However, If You were driving a company provided vehicle a the time of the accident, then the company may have some secondary financial liability depending on the circumstances of the accident.
If you have an auto accident on company time, whether your employer is "responsible" depends on what arrangements have been made in advance and what you mean by "responsible."Were you driving a company vehicle?Were you engaged in company business or on an errand for your own benefit?Were you complying with company policy regarding distracted driving, hands-free cell phone use, etc?If you were driving your own vehicle on company business, was that a routine process and had you notified your insurance company of that practice?
He can get an assigned risk policy from any auto insurance company.
depends on the insurance company
It doesn't, unless the accident occurred while the person was driving a company owned vehicle and actually working on the job at the time of the accident.
An at-fault accident and other traffic violations will stay on your driving record for 3 years, but your insurance company may charge you higher premiums for 5 or more years.
no unless the car the driver was driving was unsafe and the problem of the accident but only the driver can sue in that case.
In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.
Is when you are on the road, driving, and get in some type of accident.