A hobo
Jergens for fair skin--no orange.
That you are overly obsessed with materials (Such as latest laptop etc.) and wealth and that's basically all you care about.
I've use a whole bunch of them and personally, my favorite self tanner is the Adonia Bronzing Glow. I like it for a number of reasons: 1. It is a gradual self tanner and I can control how dark I want...
you can find a wealth of info from sba.gov