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If your car is hit by debris from a roof will the homeowner's insurance pay or will your car insurance have to pay?
Wiki User
∙ 15y ago
Depends if it is (1)your roof and your car, (2)your neighbors roof and your car, or (3)your roof and your neighbors car. 1 - You can't sue yourself so your homeowner's liability is out of the question, if you have comprehensive coverage on your car it will be subject to that deductible and your car insurance will pay. 2 - Your neighbors homeowner's liability coverage will pay for the damage to your car. 3 - Your homeowner's liability coverage will pay for damage to their vehicle. 2 or 3 you may want to get an estimate on how much it will cost to fix your vehicle, having a homeowners claim can seriously impact your ability to qualify for competitive homeowners insurance rates and you should only file claims against your homeowners if it is truly necessary. I would say if the cost to repair the car is under $2500 you should work out an agreement with to pay out of pocket instead of through homeowners, unless you can get a gaurantee in writing from the homeowners insurance saying your rates will not go up due to the claim. Good luck.
Wiki User
∙ 15y ago
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NO, That's what car insurance is for.
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No. Homeowners Insurance does not coverage for automobiles.
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No. Homeowners Insurance does not cover auto theft from a business.
If a car hits my house does car insurance or homeowners insurance pay?
I have the same question! A car did hit my house and I started to go through my homeowners insurance , but however I am thinking after all the problems that I am having with my homeowners that maybe it would have been best to go through the car company insurance.
Does homeowners insurance cover a car that was broken into?
Typically, no. However, your car insurance may.
Is your car covered by homeowners insurance on their property?
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
Will homeowners insurance cover car that caught on fire in driveway?
I think your car insurance will cover that.
Will homeowners insurance cover damage to the neigborh house by your car?
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Will my homeowners insurance policy cover a roof leak. The room is 3 12 years old.?
Only your insurance agent can tell you. I would think not. It's like getting an oil leak on your car. You pay for that. If the leaf is the result of something falling on your roof I believe that would be an insurance issue.
Can you get your homeowners policy to cover damage to your car if the roof fell onto the car?
House Falls on CarNo. That's what Auto insurance is for. It's the same as if a tree falls on your car. You would need to look to the comprehensive portion of your auto insurance policy for repair of your automobile.
Does homeowners insurance cover hail damage to your car in the driveway?
No, Homeowners Insurance covers houses.Auto insurance covers cars.Answerno, autos are not covered under the homeowners - contact auto comprehensive insurer
