If your dad passed away and you were a card holder on his credit card account is it legal for them to have a judgment against you? |
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Answer
I believe it depends on whether it was a joint account or whether you were an authorized user. If the account is in your father's name only and you were authorized to use the card, I don't think anyone can come after you. However, if your name appears on the account with your father's as a joint holder, you could be liable for the balance. Make sure to find out whether it's the actual credit lending company coming after you or a debt collector to whom they've sold the debt. Debt collectors can be notoriously unscrupulous and have been known to ignore the law.
You can get a free initial consultation with most attorneys. Choose one who specializes in this area and find out what your legal recourse is.
First answer by ID1159875617. Last edit by ID1159875617. Question popularity: 20 [recommend question]
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