If your daughter lets a friend drive your car and they have an accident who is responsible?

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My boyfriend was driving my car and had an accident. My insurance company paid the damages but his insurance premiums went up. Mine did not increase. The points follow the driver. It has been a few years but I am not sure if it has changed. Your insurance agent should be able to inform you. I didn't want to call them at the time but I did and was assured even though they paid for it, I was not penalized nor were my premiums increased.

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First answer by Mrsterry2. Last edit by Mrsterry2. Contributor trust: 187 [recommend contributor]. Question popularity: 32 [recommend question]

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