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My boyfriend was driving my car and had an accident. My insurance company paid the damages but his insurance premiums went up. Mine did not increase. The points follow the driver. It has been a few years but I am not sure if it has changed. Your insurance agent should be able to inform you. I didn't want to call them at the time but I did and was assured even though they paid for it, I was not penalized nor were my premiums increased.

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Q: If your daughter lets a friend drive your car and they have an accident who is responsible?
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Will your insurance company still pay for the damages to your car if your daughter who has no drivers license and who was not at fault for the accident drives the car at time of accident?

Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.


What if a 19 year old is asked by friend to drive friend's car she hits parked car also told friend she c ouldn't drive SUV but friend insisted she drive car who's legally responsible for fixing car?

The owner of the vehicle gave permission for the friend to drive it. Insurance should cover the damage, but if it doesn't, the driver needs to ante up. She always could have said no to driving. If the accident was caused by intoxication, there may also be other consequences.


If you drive a car and have accident who is responsible you or the owner of the car?

Both the driver and owner of vehicle are responsible. The injured party would sue you both.


If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?

when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.


If your daughter's boyfriend has an accident with your car and didn't have your permission to drive it who has to pay for the other car's damage in New Jersey?

You and/or your insurance.


Will insurance rates increase if 18 yr old daughter on parents' policy lets uninsured boyfriend drive her parents car and he has an accident?

yes, if your daughter had your permission to drive then gave her permission for boyfriend to drive, then he is an insured driver under the policy.....coverage/policy stays with the vehicle, meaning your policy will pay (assuming he was at fault)...and thus be affected by this accident........


I have insurance and allowed a friend to drive my car and she had an accident who is at fault?

Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.


Can your friend drive your car?

If they're not on the rental agreement, they shouldn't be driving it. If they get into an accident, you'll be liable for all damages and costs.


Who is responsible if an unauthorised driver drives a hire car and has an accident?

I assume that you mean a rented vehicle with an unlisted driver having an accident. If you allow an unlisted driver to operate the vehicle then the person who signed the rental agreement will be responsible for damages because he allowed the unauthorized to drive.


Can your friend drive your rental car?

If they're not on the rental agreement, they shouldn't be driving it. If they get into an accident, you'll be liable for all damages and costs.


What happens if you let a non licensed driver drive your car?

If they are stopped your car could be impounded. If they get into an accident you are responsible for damages of your car and the other person's car. Not worth letting them drive.


What happens when friend drove your car and had no drivers license and had an accident?

first of all it is very dangerous to others to drive and you can get the learning license for your friend but you should help the man who got hurts