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In most states the employer MUST carry Workmens Comp. It's the law. Check with your local wage and hour or whatever it's called in your state. Workmens Comp protects employees while on the job and pays for the medical costs when an accident occurs while at work. On the other hand, if you're talking about health insurance, employers are not required to carry medical policies for employees but many employers do because it is a good way to keep valuable employees from seeking other employment.

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18y ago
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18y ago

yes, for your employees hurt on the job Unless the state you live in pays it * WCI is a state and employer funded program. States establish the laws which regulate which businesses are required to participate in workmen's compensation insurance programs. The requirements differ from state-to-state, some of the factors for mandatory employer participation are, the number of employees, the type of business and how the business is ranked under OSHA guidelines. Worker's Compensation Resources http://www.workerscompresources.com

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18y ago

Yes.

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Q: If your employer does not carry Workmens Comp can you get your own individual policy?
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