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If your ex-wife took out a credit card and did not pay the bills and then gave the collection agency your details saying you are responsible for the debt what can you do?In: Debt Collection |
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If your ex wife took out the card and listed you as a applicant [using your social security #, income or even forged your signature, then you could be held responsible.
The best thing to do [if this is the case] is pay off the debt and then take the ex to small claims court to sue for the amount you paid out on this debt that may have been obtained fraudulently.
Unfortunately, if the debt is a joint debt, a divorce decree doesn't supersede an written contract.
If you were in no way connected to the debt, inform the collection agency to stop placing calls to home/work, follow up with a cease and desist letter. You may also want to contact either the Better Business Bureau or your state's Attorney General to report that you are being contacted for a debt that is not yours.
First answer by Christina Athens. Last edit by Christina Athens. Contributor trust: 322 [recommend contributor]. Question popularity: 33 [recommend question]
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