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It will only become an issue if you apply for joint credit such as a mortgage, vehicle financing, and so forth.

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Q: If your fiancee files a chapter 7 bankruptcy and you get married how will that affect you?
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Does a chapter 7 bankruptcy affect your credit the same as a chapter 13?

Yes.


If you are about to get married and you are filing Chapter 7 bankruptcy will this bankruptcy affect your spouse in any way after the marriage?

It will only affect the non-filing spouse if the couple apply for some type of joint credit, such as a home mortgage. It will not affect the new spouse's credit report/score.


How does chapter 11 bankruptcy affect you?

Chapter 11 bankruptcy allows you to reorganize your debt so that you may pay it off. But it is not for everyone. You should contact a lawyer to see if you could even qualify for Chapter 11 bankruptcy.


If you file for chapter 7 bankruptcy and have no assets will it still affect you later?

Yes, a Chapter 7 bankruptcy is a Chapter 7 bankruptcy. The exact details are irrelevant, it will remain on your credit report and prevent you from refiling for the same length of time either way.


Will filing bankruptcy affect your car insurance?

I have file for Chapter 7 twice and it has had no effect on my car insurance.


Can my spouses' chapter 7 bankruptcy affect my inheritance?

No, unless you both filed a joint BK petition.


If you filed for bankruptcy four years ago while previously married and you remarry how will it affect your new spouse's credit?

It will have no affect on her credit. Only the person(s) who are a party to a bankruptcy have it noted on any crediting reportage.


If you file a chapter 7 bankruptcy will that negatively affect you?

Absolutely. Tremendously. A huge amount. For a long time. at least 10 years.


How long do you have to wait to file another chapter 7 if you filed one before the new bankruptcy laws took affect?

8 years from the date of discharge of the previous chapter 7.


During a chapter 13 bankruptcy can creditors charge unpaid late charges?

Maybe. A chapter 13 is a repayment plan and in some instances will not affect the terms of the lender and borrower contract.


If a person has filed chapter 13 bankruptcy and their financial circumstances change what can they do?

It is very important that the BK participants contact the bankruptcy trustee as soon as possible when they experience changes that directly affect the filing status.


Can you buy a home under bankruptcy?

If our home is in foreclosure,and never reaffirmed the debt through chapter 7-how will it affect us getting a home?