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If your first pre-natal care visit was after your insurance effective date by 7 days can pregnancy be considered pre-existing?
Wiki User
∙ 15y ago
This depends on the insurance company, the wording of the pregnancy question on the application, and how the poilcy is written concerning pregnancy. With BlueCross Blueshield of Florida, pregnant women and the expectant father are not eligible for coverage. If you applied for coverage and answered that you were not pregnant on the application, and then found out you were pregnant during the underwriting process, you can still be denied coverage, even after you were assigned an effective date.
Wiki User
∙ 15y ago
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Is it possible to add a pregnant spouse during the open enroll period for insurance and the pregnancy not be considered preexisting?
== == Probably.
Is pregnancy preexisting in group health insurance?
Only if the pregnancy began before the insurance policy.
What is in other words of preexisting pregnancy?
pregnancy
Is it illegal to deny a woman insurance for preexisting pregnancy in Texas?
In Group insurance Yes In individual or family, probably. I'm not familiar with Texas Law. Check with a local agent,
If you lost a job that had no medical insurance would a job that your 5 month pregnant wife is about to start be covered?
More and more insurances are beginning to cover pregnancy that is pre-existing. The only way to find out for sure is ask the insurance or the company that she is going to work for should have someone that knows the insurance plans. * In a group insurance plan, pregnancy cannot be considered a preexisting condition. Here is a link to the federal law. http://mtnhealthinsurance.com/index.php?pageName=sec300gg
Is asthma considered a preexisting condition?
It depends on what is causing the sleep apnea. It is preexisting if it is caused by tonsils, adnoids, or an elongated uvula. It is not preexisting if it is caused by being overweight, or possibly by a deviated septum.
Is a pregnancy a pre-existing condition?
Yes, in most states pregnancy is considered a pre-existing medical condition, and applicants for individual or family health insurance can be declined coverage if they're currently pregnant. In addition, some states allow health insurance companies to include clauses in newly issued policies that prevent them from being liable for any costs resulting from a pregnancy that occurs within the first year of coverage.
Can you add your pregnant girlfriend to your medical mutual insurance?
No. First your girlfriend cannot be an insured on your medical insurance because she has no legal rights as she is not a family member. Read your policy and you will see who is allowed to be an insured on your policy. Secondly, even if she was your legal spouse the pregnancy is a preexisting condition and would not be covered anyway.
If you elect private insurance is pregnancy considered pre existing?
Probably. For more info see www.SteveShorr.com/maternity.htm
Where can you get insurance if your already pregnant?
You should contact your state DHHS (Dept. of health & human services) and apply for Medicaid... You could do it online. I live in Texas and EVERY insurance company has told me that they will not cover the pregnancy/maternity costs b/c it is a preexisting condition. The HIPPA act only covers you if you have insurance already or within the past 63 days.
What are the safest most reliable and cost effective birth control for individuals without insurance?
A combination of condoms and a diaphragm are reliable and cost effective for college age students. Used together they are very effective at preventing both pregnancy and the spread of STD's.
How effective are hormones in preventing pregnancy?
The purpose of these hormones is to prevent pregnancy; they are about 99% effective in achieving this goal.
