No. It is similar to your taxes, you have the option of filing jointly.
However, if you have been married for awhile and have a lot of joint debt, you should file jointly.
No. It is similar to your taxes, you have the option of filing jointly.
However, if you have been married for awhile and have a lot of joint debt, you should file jointly because your obligation to repay joint debt will survive your husband's bankruptcy.
For example, if your husband has a truck but the truck loan is in both of your names, you will be obligated to take over the entire debt if your husband files bankruptcy.