If your insurance gets cancelled for non-payment can you get insurance with another company or do you need to pay the outstanding balance first?

Answer

Is there really an outstanding balance? Did the company give you insurance beyond any grace period for some sort of promise-to-pay? If not, there should be nothing owed to the old company, and you could probably get re-instated with them. A new company will cover you as soon as you pay their first premium.

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