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If your insurance policy says anyone who drives your car including family is covered why do you have to pay more for your teen to drive?In: Auto Insurance |
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Answer
Because teens are more likely to have accidents. Since they increase the risk, insurance carriers increase their premium.
That's not true for all teens, of course, but the statistics about the driving habits of teens don't lie.
Want to reduce a teen driver's rates on your policy? Send him or her through driving school. Better yet, exclude him or her from your policy, and make the teen buy his or her own insurance. Bet your teen driver will be more careful, then (and with the job your teen gets to pay for insurance, you'll have the house to yourself more often).
First answer by Allen. Last edit by Allen. Question popularity: 93 [recommend question]
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