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If your laptop was stolen from your friend's house and your friend has homeowners insurance can he get a refund for you? |
Answer
Refer to the "Personal Property" coverage section of his policy. Many policies allow a homeowner to elect coverage for the property of others while it is on the residence premises. If the laptop is the only item stolen, the policy deductible will apply. On theft claims, the company will be looking to see that a police report of the break-in has been filed. In addition, your friend's claim experience with his insurance company will be negatively affected...they could non-renew his policy if he has several claims of this type.
First answer by J M. Last edit by J M. Question popularity: 147 [recommend question]
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