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It depends on the language of your policy. If you have an HO-3 policy the leak should be covered under the policy. Some policies exclude water damage so you should have your agent review your policy for you before calling your insurance company.

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14y ago
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Simone Sterling

Lvl 1
5mo ago
No they won't
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Wiki User

18y ago

They should cover the hardwood flooring if this happened all at once Not over a period of time. They won't cover the refrigerator or repair of the fridge

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Q: If your refrigerator leaked water and ruined your ceramic tiled floor will homeowners insurance cover the damage to the floor?
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