Important of better savings scheme to bank?

Because they promote the habit of saving money which would be useful for us in the future.

this is regarding the resesrch purpose

Because, it is our hard earned money and if the bank fails or goes bankrupt, all the money we deposit with it is also gone. So it is always important to find a safe bank to open a savings account.

It is important to save because you never know when you might need the money that you are using unwisely.

This depends on personal preference.