Ohio follows federal garnishment guidelines which allow a maximum of 25% of the garnishee's disposable income to be seized, with the first $154.50 weekly based income being exempted. Child support, alimony, disability benefits, public assistance, and all Social Security benefits are 100% exempt from garnishment by a judgment creditor. The judgment creditor must serve (or make a reasonable attempt to deliver) a 15 day notice to the named garnishee before the action can commence. Other personal and real property that can be exempted from judgment creditor attachment are outlined in Ohio BK exemption statutes. Please note, it is the responsibility of the judgment debtor to claim the allowed exemptions.
check this site
I had a car that was financed through HSBC repossessed last year. It was repossessed. Can HSBC take my federal income tax refund for this repossession?
No In Texas your wages can be garnished by the IRS or Child Support only
Up to 25% of your wages may be garnished in Virginia. They cannot garnish anymore than that. A garnishment order may be for less.
According to the Ontario Wages Act, up to 50 percent of an individual's gross monthly wages can be garnished. However, employment insurance, social assistance, and pension payments cannot be garnished.
You do not owe money for a car if it has been repossessed, so your wages can't be garnished for that reason.
Yes, if there was a deficiency balance owing after the car was sold at auction. Your creditor would have to sue you and obtain judgment in order to garnish your wages.
No, both are exempt from garnishment by a judgment creditor . Please note, the judgment debtor must claim the allowed exemptions they are not automatically granted by the court.
YES.
READ your contract.
check this site
Yes, you have to get a judgement first.
I had a car that was financed through HSBC repossessed last year. It was repossessed. Can HSBC take my federal income tax refund for this repossession?
Garnished wages happen because a lawsuit was won against you. These wages will continue to be garnished until the judgement is paid completely.
Yes. If the car's value at repo was under what you owed they can get the difference, court costs and interest.
No In Texas your wages can be garnished by the IRS or Child Support only
Under "Pennsylvania Exemption. and Non-Exemptions" in the Related Link below, unemployment benefits may not be garnished, except, like Social Security, for spousal/child support or taxes owed, etc.