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When a hot water tank leaks in a multi-family residence, there are several scenarios for who fixes and who pays for the fixes caused by the water damage, and they may be different

First, as the owner of the tank, you may have first responsibility to pay. The association probably has responsibility to fix any damage.

Second, if the association has taken over responsibility for hoses, drains, water heater tanks and other potential leak sources and the board failed to inspect the heater as scheduled, then the association may be responsible for both.

Third, if the heater is shared by multiple units, and is not a tank, but an 'always hot' green, tank-less heater, the owner(s) of the Plumbing fixture may be responsible to pay for the repairs and the association is responsible to affect the repairs.

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13y ago
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13y ago

It depends.

If the owner allowed the water heater to 'blow' or fail in any way, even by allowing it to age without inspecting it, then the owner's insurance may be liable for all the water damage caused by its failure.

If, however, the association has taken control of unit-based, water-threats, including interior plumbing, water heaters, washing machine and dish washer hoses, and failed to monitor this device, the association's master policy may be liable.

Work with your board to determine the cause of the failure, and then the responsibility can be determined.

Finally, if the water heater 'blew up' based on its defectiveness, then the manufacturer's insurance may be liable to pay for the damage.

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Q: Who is responsible for multi-level condo hot water heater breakage?
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