In a vehicle accident with property damage whose insurance is responsible the driver's or the owner's?

Answer

THE INSURANCE ALWAYS FOLLOWS THE VEHICLE. MEANING: THE REGESTERED OWNER IS REQUIRED TO FURNISH A VALID LIABILTY INSURANCE POLICY WHICH WILL COVER AN AUTOMOBILE ACCIDENT REGARDLESS OF THE DRIVER. IF THE OWNER DOES NOT HAVE A VALID POLICY, OR THE LIMITS OF LIABILITY ON THE POLICY ARE NOT SUFFICENT TO COVER ALL DAMAGES OR INJURIES SUSTAINED, THE DRIVER'S POLICY WOULD APPLY AS SECONDARY COVERAGE. HOPE THIS HELPS.

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