The only time I've ever had the law on my side while in the process of a repossession is when it's been court ordered. For instance a bankruptcy judge orders a debtor to surrender a piece of collateral, and the order has been ignored ! Other than that a repossession is a civil matter and the local police will not get involved. More to the point, the answer to the original question is yes ! The collateral can be take from private property or a drive way and that's pretty much in any state.
You did agree to surrender the collateral if you can no longer pay for it. It is stipulated on the contract you signed on that oh so happy day you bought that car. It's just in very fine print on the back and that very helpful sales person, didn't quite explain what all the fine print said in plain english.
yes
Simple call the person up and tell them to come get their property.
No, the repossession agency must return your personal property undamaged. Usually you have to go pick it up. If your property is damaged, the agency should have insurance.
Yes, as long as the property is not attached to the vehicle as in wheels, radio, etc.
Yes.
Car repo is covered by its own law. So No
The driveway is the preferred location for taking repos. They can take it from anywhere that it can be recovered without breach of peace. A "FRIEND" would bring the car TO the repoman.
yes, but they cant break & enter to do so.
== == NO
you should be able to contact the repo company and set up a appointment with no problem,note do this asap as the reo company may charge you a daily storage fee for you personal property due to them having to itemize your belongings and box them.the state of Texas may have a law which requires the repo company to mail you a letter with a list of your blongings,location and phone number of the repo company.make sure when you pick up your property that you check for all your items before you leave the location.Answeryou should be able to contact the repo company and set up a appointment with no problem,note do this asap as the reo company may charge you a daily storage fee for you personal property due to them having to itemize your belongings and box them.the state of Texas may have a law which requires the repo company to mail you a letter with a list of your blongings,location and phone number of the repo company.make sure when you pick up your property that you check for all your items before you leave the location.
They must return personal belongings as long as you pick them up in a timely manner and since it has been repo'd they can't charge you anything for storage, its not your car anymore
yes they are yours.You may have to pay a reasonable fee if and this is a big IF ....the repo co. has cataloged and stored your personal property.