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That might depend on the cause of the injury and the type of injury. If the car was not moving when the injury occured (slam your hand in the door) then Medical Payments coverage would apply and not PIP. If the injury was a result of an accident then Medical Payments wouldn't come in to play. The exception might be in the case of a death in which Medical Payments coverage can apply to funeral expenses. Laws and policies will vary by state.

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Q: In the event of a claim would medical payments or personal injury protection cover the loss first?
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Related questions

What is Medical payments or personal injury protection?

It depends on your policy and your deductible.


What type of insurance is the same as medical coverage?

In auto insurance, personal injury protection coverage is the same as medical coverage.


Why would it be a good idea to have medical payments insurance on your auto insurance?

Medical payments coverage generally pays a portion of medical expenses incurred as a result of a collision and resulting injuries. Similar to Personal Injury Protection coverage, it pays expenses without regard to fault for the collision. It can fill in some of the gaps of coverage that may occur in Personal Injury Protection coverage, such as a high deductible. It may also be triggered when all of the benefits of Personal Injury Protection coverage are used, and pay additional medical expenses incurred. This coverage has nothing to do with physical damage to the vehicle. It pays benefits only for medical expenses incurred from the collision.


What does personal injury protection mean?

Personal Injury protection, Also referred to as PIP, is first party medical coverage on your Auto Insurance Policy for injury sustained in an auto accident.


What type of insurance is the same as medical?

In auto insurance, personal injury protection coverage is the same as medical coverage.


Type of insurance is the same as medical coverage?

In auto insurance, personal injury protection coverage is the same as medical coverage.


What kind of coverage does Hartford Car Insurance offer?

Hartford Car Insurance offers a wide range of coverage including: The usual Collision, Comprehensive, Glass, Towing & Labor, and Rental. It also offers: Bodily Injury Protection, Property Damage Liability, Uninsured Motorist Bodily Injury and Property Damage, Underinsured Motorists, Personal Injury Protection, Medical Payments


What does PIP stands for?

personal injury protection


What kind of car insurances are there?

There are seven types of car insurance available. There is liability, collision, comprehensive, uninsured motorist protection, medical/personal injury protection, no fault, and gap insurance.


Can you decline Personal Injury Protection Insurance in New Jersey if your health insurance company pays medical expenses from an auto accident?

Call and ask your agent


How many types of insurance are there?

PIP is personal injury protection. It will help you with medical bills and lost wages in the event of an accident, even if it's not automotive related.


What is PIP car insurance in Pennsylvania?

PIP is Personal Injury Protection. It pays for your medical bills if you are ever injured in an accident. In Pennsylvania, it is mandatory you have PIP coverage.