That might depend on the cause of the injury and the type of injury. If the car was not moving when the injury occured (slam your hand in the door) then Medical Payments coverage would apply and not PIP. If the injury was a result of an accident then Medical Payments wouldn't come in to play. The exception might be in the case of a death in which Medical Payments coverage can apply to funeral expenses. Laws and policies will vary by state.
It depends on your policy and your deductible.
In auto insurance, personal injury protection coverage is the same as medical coverage.
Medical payments coverage generally pays a portion of medical expenses incurred as a result of a collision and resulting injuries. Similar to Personal Injury Protection coverage, it pays expenses without regard to fault for the collision. It can fill in some of the gaps of coverage that may occur in Personal Injury Protection coverage, such as a high deductible. It may also be triggered when all of the benefits of Personal Injury Protection coverage are used, and pay additional medical expenses incurred. This coverage has nothing to do with physical damage to the vehicle. It pays benefits only for medical expenses incurred from the collision.
Personal Injury protection, Also referred to as PIP, is first party medical coverage on your Auto Insurance Policy for injury sustained in an auto accident.
In auto insurance, personal injury protection coverage is the same as medical coverage.
In auto insurance, personal injury protection coverage is the same as medical coverage.
Hartford Car Insurance offers a wide range of coverage including: The usual Collision, Comprehensive, Glass, Towing & Labor, and Rental. It also offers: Bodily Injury Protection, Property Damage Liability, Uninsured Motorist Bodily Injury and Property Damage, Underinsured Motorists, Personal Injury Protection, Medical Payments
personal injury protection
There are seven types of car insurance available. There is liability, collision, comprehensive, uninsured motorist protection, medical/personal injury protection, no fault, and gap insurance.
Call and ask your agent
PIP is personal injury protection. It will help you with medical bills and lost wages in the event of an accident, even if it's not automotive related.
PIP is Personal Injury Protection. It pays for your medical bills if you are ever injured in an accident. In Pennsylvania, it is mandatory you have PIP coverage.