I believe it is a real company but there have been reports of fraud and abuse.
++++++++++++++++++++++++++++++++++++++++++++++++++++++
Most mortgage companies in the country have been reported at some point in the last few years of fraud and abuse.
Due to the current economic situation in our country, and the foreclosure rate, this is at first glance where the finger pointing should start.
Advanced Financial Services, Inc can be researched through their website and also via google searches, etc.
However, I just wanted to add to the answer previously added. The company was established in the early 1980's. Through the turmoil and the hundreds of mortgage companies that have literally, CLOSED THEIR DOORS, over the last two years, This company is still in business. They are a medium sized company based out of Rhode Island. Each company employs sales people to work directly with consumers on their loans and financial offerings. Like any company, the sales force, is the face that deals directly with consumers. Unfortunately, there are loan officers who have done shady things in the recent past, that has effected the economy and the housing market in a very negative way. However, at the same time, there were consumers, who did the same.
Most mortgage lenders who are still in business today are those that were able to survive throughout the most difficult financial turmoil our nation has seen in a long time, if not ever.
In all the research I have done, I have found that AFS is a legitimate company and possess the capability to successfully and beneficially offer financial services, that adhere to the federally and locally mandated guidelines.