This is not a VISA or a MasterCard. It is a shopping card, or a Line of Credit to be used at one store.
Be careful when enrolling, as you will find yourself signed up with additional services- ID Watchdog and VCOMM.
Global Gold Inc. in Las Vegas using the names First National Gold and First Plus Platinum work with ID Watchdog in Denver to build monthly memberships and revenue streams through a marketing plan that has left a number of unsuspecting people with empty bank accounts.
You may certainly call this what you like, but I think the legal system will be providing the necessary terms and definitions quite soon.
Global Gold, First National Gold, First Plus Platinum, First Universal PlatinumGlobal Gold aka First National Gold aka First Plus Platinum aka First Universal Platinum aka AWBC (Approvals With Bad Credit) is a total scam. This is the reason the company goes by so many different names. If you look they all have the awarecart.com in their online address. They are a Rip-Off. They make you believe you are paying $2.78 for a credit account, but they hide a bunch of hidden charges at the bottom of the page, most of the time with a size 6 or 8 font. There is not even a check box that you have seen the other add on offers. They will automatically charge you for VComm voice mail service and ID Watchdog. So check your accounts, because most likely there are charges there. These products are not even in the Terms and Conditions but hidden at the bottom of the screen, way below the submit button. I believe that all 3 of these things are actually the same company hiding behind other names. I have taken screen shots of all 4 of these sites and I have filed complaints with the BBB and FTC. I promise I will not stop fighting until I see justice for these liars. They use misleading advertising, which will be prosecuted by the FTC. If you feel like you were frauded or scammed by these guys I urge you to complain to the FTC. http://www.ftc.gov/ftc/complaint.shtm or call 1-877-382-4357, or you can also contact Raymond E. McKown, FTC Western Region, Los Angeles 310-824-4325Florida Limited Liability Company
AXISPLATINUM, LLC
Daniel J. Sullivan
dan@deedevelopments.com
Deepak Agarwal
CEO and President
ContactCenter.Com
Crosby, Rick [mailto:rickc@tampabay.rr.com]
The "First Platinum Plus" card is not a credit card. You can only shop from their catalog and website, and only for outrageously overpriced junk. A classic ripoff.
Companies like this prey on people they believe to have bad credit because they assume all people with bad credit are fools. Don't be a fool! If you need a credit card get a regular secured Visa card with no or minimal fees, and never get one with an application or initiation fee.
This company doesn't tell you what the real deal is until they have got you in the door with your credit card securely charged. I luckily did not buy into the hype and spent about an hour doing some backdoor investigation myself. What I came to find is that you are given a catalog with thousands of different items to choose from, everything from watches to grandfather clocks, jewelry, shoes, household furnishings, pots and pans, and lots more. What don't they tell you? Well, to start, they don't tell you that you will have to make a deposit on each of your items before they will charge the remaining balance to your card that you have with them. And, for the unlucky few that are out there thinking that this catalog offers good prices on their items, HA! Buyer BEWARE!!! Just check out this item that I copy and pasted directly from their catalog online! I have seen similar flash drives for about $10-$20 tops. This one item alone speaks volumes for the rest of the items that I saw. This program is NOT a good deal and I hope anyone considering this company First Plus Platinum takes a few minutes to do some of the same investigation that I did. In fact, if you wanted to buy this VERY SAME flash drive online, just Google "PNY Technologies 512 Flash Drive" and you will see that you can buy this EXACT same unit for about $20 tops at many online retailers.
PNY Technologies Attach Portable USB Flash Drive
This product was added to our catalog on Wednesday 08 November, 2006. $199.95 $69.98 Down payment Required
$129.97 applied to your Line Of Credit!
Technically, YES!, this is a scam and fraudulent offer. First, you WILL be charged a hefty monthly membership fee (from 19.95 to 39.95USD) which amounts to a annual membership fee of just under from 240 to 480USD!!!!! I'd surely call this a rip-off and complete fraud!
Secondly, you may only purchase products from First Plus. I am in the process of trying to verify what type of items are for sale through First Plus, and whether or not the prices are excessive or good.
Simply, this is a SCAM preying on poor people! Avoid it at all costs! Even loan-sharking credit card companies charge fees less than First Plus, however, they usually charge outrageous interest rates (usually 25-30 percent or more!) I have not enrolled; looking for information from anyone who has.
Global Gold Inc., 4894 W Lone Mountain Rd #128, Las Vegas, NV 89130, Phone 1-800-595-5110 and 702-360-0055 representing the following companies: First Plus Platinum, First World Platinum, Centennial One Platinum, AWBC Platinum, Global Gold Credit, First Platinum Continental. They represent themselves as credit service when in fact First National Gold is not a credit services organization, financial or banking institution. The account is a line of credit that can be used by an Account holder to purchase merchandise exclusively at the above mentioned companies. First National Gold CARDS ARE NOT MAJOR CREDIT CARDS SUCH AS VISA® OR MASTERCARD®, OR AMERICAN EXPRESS®. THE COST OF MEMBERSHIP IN THE PROGRAM IS $39.95 PER MONTH. The accounts are issued with a starting credit limit between $5,000 to $10,000. The line of credit can only be used for purchases on the above mentioned companies websites. PROMOTIONAL OFFERS: As the Companies Offer Terms and Conditions and web site indicated, I accepted enrollment for up to 2 additional promotional product offers using the relevant data I entered for the First National Gold Offer. The following are the links to Terms of all our affiliated third party promotional offers: Grant Connect, Vcomm300, VCommUnlimited, SmartHealth Gold, Premier Plus Member.
The Credit Plus Bank offer a number of banking services to customers. They offer personal and business accounts as well as savings, auto loans and real estate loans.
"Yes, Credit Plus offers credit scores, and more, to lenders, landlords, and employers. It gives business options on what information and how much infomation they need to determine the creditworthiness of potental clients."
Most large corporation banks offer a 0% APR credit card. Also bank companies offer along with 0% APR many rewards and cash back bonuses plus no annual fees on your credit card.
Chartered banks add credit unions offer the best rates on unsecured loans. They offer these loans to their existing clients who have a secure income and an good or excellent credit rating. The best rates can be as low as prime plus 1%.
First Platinum Plus is a credit card company that offers its customers a credit line of up to $3500. A person can reach customer service by dialing the phone number 18005958120 for assistance.
Global Gold Inc., 4894 W Lone Mountain Rd #128, Las Vegas, NV 89130, Phone 1-800-595-5110 and 702-360-0055 representing the following companies: First Plus Platinum, First World Platinum, Centennial One Platinum, AWBC Platinum, Global Gold Credit, First Platinum Continental. They represent themselves as credit service when in fact First National Gold is not a credit services organization, financial or banking institution. The account is a line of credit that can be used by an Account holder to purchase merchandise exclusively at the above mentioned companies. First National Gold CARDS ARE NOT MAJOR CREDIT CARDS SUCH AS VISA® OR MASTERCARD®, OR AMERICAN EXPRESS®. THE COST OF MEMBERSHIP IN THE PROGRAM IS $39.95 PER MONTH. The accounts are issued with a starting credit limit between $5,000 to $10,000. The line of credit can only be used for purchases on the above mentioned companies websites. PROMOTIONAL OFFERS: As the Companies Offer Terms and Conditions and web site indicated, I accepted enrollment for up to 2 additional promotional product offers using the relevant data I entered for the First National Gold Offer. The following are the links to Terms of all our affiliated third party promotional offers: Grant Connect, Vcomm300, VCommUnlimited, SmartHealth Gold, Premier Plus Member.
Global Gold Inc., 4894 W Lone Mountain Rd #128, Las Vegas, NV 89130, Phone 1-800-595-5110 and 702-360-0055 representing the following companies: First Plus Platinum, First World Platinum, Centennial One Platinum, AWBC Platinum, Global Gold Credit, First Platinum Continental. They represent themselves as credit service when in fact First National Gold is not a credit services organization, financial or banking institution. The account is a line of credit that can be used by an Account holder to purchase merchandise exclusively at the above mentioned companies. First National Gold CARDS ARE NOT MAJOR CREDIT CARDS SUCH AS VISA® OR MASTERCARD®, OR AMERICAN EXPRESS®. THE COST OF MEMBERSHIP IN THE PROGRAM IS $39.95 PER MONTH. The accounts are issued with a starting credit limit between $5,000 to $10,000. The line of credit can only be used for purchases on the above mentioned companies websites. PROMOTIONAL OFFERS: As the Companies Offer Terms and Conditions and web site indicated, I accepted enrollment for up to 2 additional promotional product offers using the relevant data I entered for the First National Gold Offer. The following are the links to Terms of all our affiliated third party promotional offers: Grant Connect, Vcomm300, VCommUnlimited, SmartHealth Gold, Premier Plus Member.
The Credit Plus Bank offer a number of banking services to customers. They offer personal and business accounts as well as savings, auto loans and real estate loans.
"Yes, Credit Plus offers credit scores, and more, to lenders, landlords, and employers. It gives business options on what information and how much infomation they need to determine the creditworthiness of potental clients."
I say First Plus Platinum has lots of item on their online shop. I don't have much problem with their products and services. Prices are really affordable. Good thing also is that their products like clothes and luggage are stylish. There are also techie gadgets like digicams and games. When it comes to delivery, they are always on time and brings my orders carefullt.
Most large corporation banks offer a 0% APR credit card. Also bank companies offer along with 0% APR many rewards and cash back bonuses plus no annual fees on your credit card.
I called the customer service # is 1-800-595-5110Kim
Chartered banks add credit unions offer the best rates on unsecured loans. They offer these loans to their existing clients who have a secure income and an good or excellent credit rating. The best rates can be as low as prime plus 1%.
One of the most popular zero balance transfer credit cards in Canada is the MBNA Platinum Plus Master Card. This card also has a zero percent annual fee.
There are many businesses that offer car finance to customers. Some of these businesses are 'Stratton Finance', 'Cars Direct', 'Credit Plus', 'Wells Fargo' and 'Car Craft'.
On TransUnion, you are allowed to put fraud alerts on your credit report. Also, you are allowed to have a personal loan. Plus, you are allowed to contact two other credit reporting agencies.