Is Nonaccrual Loan a Mortgage?

house documents are mortgage and title deed at register office

No, unless you have a high debt to income ratio.

A loan is a sum of money given by one party to another that has to be repaid according to the terms of the loan. A mortgage loan uses real property as collateral to guarantee repayment of the loan....

Yes. However, you should be fully aware that if the primary borrower does not pay you will be responsible for paying the mortgage. You have no other rights in the property.

An interest only mortgage is when you only pay back the interest you owe - you always stay at the same level of debt it just doesnt grow. on a re-payment mortgage you are "repaying" the money you...