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Someone driving your car with your permission is usually covered by your insurance. There may be some special circumstances which can negate that, so it's hard to say specifically for your case. If your insurance company is resisting, you may need help from your agent or an attorney.
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∙ 8y ago
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If your driver's license expires will you still be covered under your auto insurance policy?
If your driver's license expires will you still be covered under your auto insurance policy?
Are you covered by your parent's auto insurance in their car if you no longer live at home?
if you are listed as a driver on their policy, you are covered
How old to have auto insurance in Illinois?
If you are an automobile driver, you must be covered by automobile insurance regardless of age.
Are employees covered under the auto insurance policy of a business?
As long as the business has the driver listed as a driver/employee of the automobile, they should be covered.
Can your boyfriend put you on his auto insurance?
Yes, You can add any person you wish to your auto insurance policy that you want to be a covered driver in your vehicle.
If you are a passenger in an uninsured driver's vehicle does that mean that you are not covered either if he has an accident?
If you mean are your medical bills covered -- and assuming your state requires medical coverage on auto insurance policies -- then, no, you wouldn't be covered by any policy of the driver's since, of course, no policy exists. However, if you have your own auto policy, that policy would then become primary. After that, your health insurance would be primary. Unfortunately for the uninsured driver, if you do have to go through your own health insurance, there's a big possibility that they will go after the driver for any payments they make, particularly if a driver is legally required to carry auto insurance in your state (again, insurance that included medical coverage).
What drivers are covered under no fault auto Insurance?
In NY it is any driver that is driving the car with the owner's permission.
Your sisters car that you'd driving have insurance do you need to get non owner insurance?
You need to have your sister schedule you as an covered driver on her auto insurance policy to be covered. Non Owners Insurance will not cover you in any vehicle to which you have regular access.
Can a 23 year old as a licensed driver be covered on parent's auto insurance policy?
Sure, The policy owner can add any driver to their auto insurance policy, In fact, If you are a regular driver the owner is required to disclose such and list you as a scheduled driver, otherwise the insurance company could deny coverage in the event of an accident involving an unscheduled driver. It does not matter if your related or not.
If you borrow a friend's car with permission are you covered under their auto insurance?
Generally barring any exclusion in the policy.
I let a friend drive my car and they had an accident whose insurance pays?
If your friend was at fault- then your insurance policy will pay first. Always remember the insurance follows the vehicle, NOT the driver. If the costs of the accident exceed your policy limits, your friend's policy will respond next.
Is theft covered in most auto insurance policies?
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
