Is a roof covered under homeowners insurance?

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For damages from storms or weather related issues, sometimes from accidents such as your neighbor's tree limb crashing onto it, although it some cases it might be the neighbor's responsibility. However, a roof is not covered by homeowner's insurance if it is a matter of replacement or repair due to damage from normal "wear and tear".

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First answer by Macky. Last edit by Macky. Contributor trust: 3361 [recommend contributor]. Question popularity: 26 [recommend question]

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