Is alcoholism a mental illness that would be entitled to long term disability if the person needs long term rehab treatment?

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The answer in most cases will be "NO". Most long-term cae policies will not cover treatment for alcoholism. Here is the discalimer in one policy, "No payment will be made for the treatment of alcoholism or drug addiction, unless the addiction was due to such drug(s) taken on the advice of a Physician."

Mdurkin@kansascity.nef.com

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