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Personal property is covered under what peril?
The listed perils (barring exclusions) in your home owners or renters policy.
Can a commercial business insurance policy protect you if your personal pet bites someone?
No pet bites would be covered under your homeowners or renters insurance policy.
What is the policy for covering the contents of a car that is totaled by an at-fault driver?
Anything that is not permanently attached to your vehicle is not covered under your auto policy. If you have a homeowners/renters policy, there could POSSIBLY be coverage there.
Dog ate your hearing aid is it covered under your renters insurance policy?
Doubtful. Most policies exclude damage from domestic animals. Consult your policy or with your agent.
Are cell phones covered under home insurance policies?
Sometimes it is, but coverage is subject to the policy provisions and deductible in your homeowners or renters policy. Make sure that you check with your insurance company.
What is covered by homeowners insurance if you are renting the house?
The dwelling Owners policy does not cover the property or liability of a tenant. Rental dwellings are covered under a Dwelling Policy that covers rental properties not a homeowners policy. If the tenant seeks coverage, the tenant must buy his own Renters Insurance Policy.
Are renters covered under home owners insurance I own a home and rent it out the tenant slipped and fell on the hardwood stairs is his medical and hospital bills covered under my home owners policy?
No, your renters medical bills are covered under their own major medical policy. Should your tenant sue you and you have the appropriate Landlords Dwelling Policy coverage with liability, your insurance company would cover the cost to defend you in court as well as any judgment rendered up to your policy limits should you be found liable for the tenants injuries. If you have only a homeowners insurance policy and failed to endorse your property insurance coverage for tenant occupancy then your home insurance is null and void and will not provide coverage for you at all.
Insurance for your artwork?
It is called a Personal Articles Policy or Rider depending on the company. You need to get your artwork appraised and then contact the company that provides your renters or homeowners insurance. Your artwork is covered in case of fire, etc under Coverage B of your normal homeowners or renter's policy, but a personal articles policy will allow for your artwork to be covered for all perils
Is a stolen motorcyle covered under home owners insurance?
No. It covered under a motorcycle policy.
Does homeowner's insurance cover damage to the house caused by boarders living with the owner and policy holder?
Damage caused by bordersWith respect to 'building' coverage, the boarders are not 'insureds' (by definition) under the policy. Intentional or negligent damage caused by a household resident are not covered under an owners policy.You could seek coverage from the liability portion of your tenants renters policy.
Will AAA homeowners insurance policy cover overflow of water from sink?
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
If your driver's license expires will you still be covered under your auto insurance policy?
If your driver's license expires will you still be covered under your auto insurance policy?
