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Is an authorized user responsible for a deceased person's credit card bills? |
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Answer
An authorized user is never legally liable for any debt. Authorized users do not fit the definition of "debtor" under the Fair Credit Reporting Act, nor have they signed a contractual agreement obligating themselves to pay.
However, if this authorized user is the beneficiary of the decedants' estate, THAT might make them liable for the unpaid bills. This would depend upon the status of any existing will, and (the applicable) state inheritance laws.
First answer by The Credit Lady. Last edit by The Credit Lady. Question popularity: 31 [recommend question]
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