It depends on the age and driving record of both parties. Generally speaking, women can get cheaper insurance rates than men, all things being equal. However, an older man with a long, clean driving history would get a cheaper insurance rate than a young woman with a short or poor driving history.
If you are both listed as possible drivers, it probably won't make a large amount of difference in the price you are quoted. The insurance company would have to assume that either party could be driving the vehicle at any given time.
It is if you are listed on the policy as a driver.
No. If he is listed at all, then he is covered. If he IS the primary driver of a vehicle, then he should be listed as such.
Unless the policy has a clause that says it is only insured for listed drivers, the insurance follows the car. If it is listed on your friend's policy, it is covered whenever a licensed driver is behind the wheel. This is assuming that you are only borrowing the car temporarily. If you are using it long-term your friend should have you listed as the primary driver on his policy.
No he have to listed as a second third or household driver for being cover by insurance
Only in a case whereby you would like them to be responsible for paying a claim if something happens to the vehicle while the child is driving. Sorry for the sarcasm. You would definitely be required to have them listed as the primary driver on the vehicle in this case where they are the primary driver of the car. Remember to always tell the insurance company the complete truth. All household members and/or drivers of the vehicles must be listed as drivers on the application. Remember that this means if they live in the household or if they drive the car. This means that in either case they must be listed on the application as driver. If your child lives elsewhere such as in college they are still considered a member of the household and therefore must be listed on the insurance application. Be careful about telling the insurance company the complete truth about drivers, vehicles, and addresses to make sure you have coverage when you need it.
It means that whoever states their insurance is Primary, it's really Primary regardless of who is at fault. For example, the subcontractors insurance is usually primary over the GCs insurance. This means that if the sub has a claim and in all reality it's the GC's fault, but the sub listed their insurance as primary, then the subs insurance is paying first no matter what. Primary means just that, the insurance listed is PRIMARY, regardless of fault. www.mac2insure.com
Licensed minors do not need to be listed on the parents' insurance policy in this state. Any family member is included on the primary driver's insurance. However, the insurance agent must be informed about the fact that minors will be driving the car. They must be listed as drivers on a form and have an insurance card to drive legally. There is a difference between having an insurance card and being listed on the policy. Simply because they are not listed on the policy does not mean the rates will not go up. Different regulations may apply in your area.
It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.
They must be listed.
It sounds like this person will be a regular driver and as such they should be listed on your insurance as a driver. In your policy you agree to list all household residents and regular drivers. They should be listed on your policy.
The question is a little confusing. If the spouse or person is listed on the insurance policy as a driver of the vehicle then they are indeed insured and shouldnot besubject to being penalized for that specific issue.
If your insurance company allows you to do this, you will also need to have another driver listed on your policy. This is mandatory because the learners permit only allows you to drive under the supervision of a properly licensed driver. They will have to be listed as a driver on the policy as well.