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NJ has state mandated short term disability insurance for workers of private companies. Public employees are exempt from the mandate, but can buy coverage should the group choose the option.

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Q: Is disability insurance mandatory in NJ?
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Related questions

Is disability insurance mandatory?

Disability insurance is mandatory in five states: California, Hawaii, New Jersey, New York, and Rhode Island.


Does the state of offer disability insurance?

Five states have mandatory short term disability insurance: CA, HI, NJ, NY, and RI. The other 45 do not have state plans, but you can purchase a private policy through your employer.


What is NJ UC on your paycheck taken out for?

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Short term disability living in NJ and working in PA?

NJ has state mandated coverage, and PA does not.The NJ disability plan covers NJ workers, not NJ residents. Check your paystub, and you will see that no deductions are being taken out for NJTDI.Short term disability insurance is available through private insurers for PA workers.


Is home business insurance mandatory?

Certain forms of business insurance are mandatory and required by law. One example is worker's compensation insurance which must be carried by all businesses in all states. Other forms such as disability insurance are not required in all states so it varies by what state you live in. Most other forms of business insurance are not mandatory but are highly recommended.


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