Check your application for what questions they asked you. Check here for more details on Pre - X clauses and definitions http://www.steveshorr.com/technical_questions.htm#What%20is%20a%20Pre-Existing%20Condition Check with www.Webmd.com for a medical answer to what condiontions may require a hysterectomy
It takes two ingredients to make a "pre-existing condition":
1) You had treatment for it in the six months before you join a new plan.
2) You were uninsured for at least 63 days before you join a new plan.
With both of those ingredients, your new plan could refuse to pay for care that is related to your hysterectomy for 12 months. Any other care - even care from your gynecologist - would be covered.
If your shoulder commonly comes out of its socket, then it is a preexisting condition. If it is the first time you have dislocated your shoulder or if you have never dislocated your shoulder, then it is not a preexisting condition.
According to my insurance company if you have seen a doctor about the condition it is preexisting.
yes
illegal
Yes. In order to have a knee replacement done you must first have a significant amount of damage to the knee joint. That is your preexisting condition. The knee replacement itself was done to replace the damaged joint and may or may not be considered a preexisting condition.
"Preexisting" : a condition or state which preceded another. (sometimes appears hyphenated as 'pre-existing') A "preexisting condition" : A status for medical afflictions that were already affecting a patient before the beginning of the current (or future) medical coverage or treatment.
She was denied insurance coverage because of her preexisting medical condition.
Tests, of any kind, are not included in the definition of preexisting condition. You have to be given a definitive diagnosis from that testing in order to have a preexisting condition. If by having a heart cath test, it was determined that you did not need to have one placed, then you do not have a preexisting condition. For example, you may have an MRI/CAT Scan and then a PET Scan to determine if you have cancer, but if they find you do not have cancer, then you are not diagnosed with a condition, therefore cannot considered preexisting. I should add that, generally if a Dr. wants to evaluate for a heart cath, then you currently have or have had issues with your heart in the past. This may be something like a high percentage blockage, irregular heart beat, thickening of the lining around your heart, etc. This would be considered a preexisting condition and future insurance companies may determine that any intervention needed on your heart would be preexisting. However, insurance companies usually have a preexisting time frame (generally 12 or 24 months) in which a condition is no longer consider preexisting. For example, if you were diagnosed with a heart condition 13 months ago and the insurance company you are planning on joining policy is a 12-month limit on pre-existing conditions, then you are in the clear and the preexisting condition clause does not apply to you.
If you try to get health insurance and you have cancer, it is considered a preexisting condition.
Your doctor will probably have to recommend it. Uterine Cancer, or another serious condition would warrant a hysterectomy.
status preexista status praesens ( is the present state, condition)
You will have to fill out a questioneer and disclose your condition. Your prexisting conditions do indeed matter.