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Depending on what state you reside in, payday loans may be illegal. Many states do not allow payday loans. In these states, a payday lender could not successfully sue you to collect. Contact your state financial regulatory agency to find out about your state laws. Legal personal loans from a reputable lender could be pursued in court, and will also show up on your credit report. Payday lenders, even if legitimate, do not routinely report to the credit bureaus. They have their own reporting agency, such as teletrack, that they report to. These agencies keep tabs on how many payday loans you have or if you've failed to pay any payday loans. These will not affect your actual credit report. There are some states that may allow payday lenders to report to the credit bureau, so to be sure, research your state laws on payday lending. Google comes in very handy. Meanwhile, stick to paying the real loans that matter most, the ones who will report to the credit bureaus.

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Q: Is it better too pay off payday loans first or unsecure loans?
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Are military payday loans any better on interest rate than normal payday loans?

Many companies will offer military payday loans at reduced rates. Still, different companies will offer varying rates such that normal payday loans at one company may be lower than military payday loans at another.


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How do you unsecure your debt once it is secure?

The first step to move secure debt to unsecure is to get a credit report to see how much unsecure credit you can obtain. Apply for different loans and use the unsecure credit to pay off the secure debt.


Where can you learn more about faxless payday loans?

Faxless payday loans are described in detail in the encyclopedia of payday loans. Most payday loan companies, like Cash America and payday express, are happy to provide faxless payday loans, in fact preferring to give their loans in person.


Is there a payday loans website for Christians?

Yes, there are some websites for payday loans for Christians, some examples are: Christian Faith Financial-Christian Payday Loans, Payday Loans Apply and ChristianNet.


Where can I find more information on pay off payday loans?

If you are in a bad financial situation and need payday loans first consult with your bank and see if they can help you and if not go to a trusted local advance place with good better business bureau standings.


What are the fees and interest rates on EZ payday loans?

The average rate on payday loans is 400% annual interest (APR) or more. You will be better off with a personal loan if you can qualify.


What companies offer payday loans in the UK?

Many companies offer payday loans in the UK, where there are fewer restrictions on payday loans than in the US. Some of these companies include Speedy Cash, Vallarta Loans, Piggy Payday Loans, Payday Ninja and Quick Quid.


Where and how do you apply for payday loans?

Payday loans can be found at retail stores that specialize in payday loans in most cities. For example, AMSCOT is a financial service company that does payday advances.


Where can I get a Christian payday loan?

Payday loans in a great opiton for those who are in need and in hard times. Christan Payday loans at www.paydayloanprayer.com an place that offers these loans.


Where can I file for overnight payday loans?

If you are looking for a place to receive payday loans you can go to Amscot. Amscot offers overnight payday loans and you can have your money quickly.