Yes. In some states I am not sure about all. A repo man cannot move another vehicle to get to the car he needs, nor can he come into a shut or locked garage to retrieve the car. They are supposed to just wait until they are able to pick the car up without breach of peace. That is when you can take them to court for trespassing and all you have to do is tell them to leave and they have to. They can even bring the cops out if they want, all that is for is to keep the peace but some people think the police are now involved and they have to turn the car over. Not the case. The only way that does any good and the cop can enforce the repo is if the sherrif has signed (a paper, it's called something I forgot, you can Google it)
What state are you in? It depends on what the courts have upheld as to BOP.
usal repoers can not move some thing to get you car no matter what state
Once the loan is in default the bank has the right to refuse payment and repossess the vehicle.
Dealerships are not typically recognized repossession agents, however, if you bring in a vehicle for service, and a valid repossession order exists for that vehicle, the delareship may secure the vehicle for the lender so that repossession may take place.
No. Absolutely not. If they enter a vehicle they do not have an order of repossession on, they've committed a crime. They may enter the vehicle they are there to repossess, and only the vehicle they are there to repossess.
Yes you can repossess if you are the soul owner. If the person whom your repossessing the car from gives you trouble, have the police meet you to witness the repossession.
Present proof of your ownership and the lien contract to court and get a repossession order.
If the repossessor is allowed in, yes. They cannot force their way into the community.
That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.
Yes. A lienholder is the lawful and sole owner of that vehicle, and it doesn't matter where they repossess it from, so long as they do it in accordance with state laws for repossession.
YES
No.
I am not 100% on this but I am almost certain that they can as if an item is inside the home they can come in to take those
This depends on the state in which the repossession happens. Not all states require repossession agents to be licensed. All states do require they be insured. Another way to look at this is, if an employee of the lender comes and repossesses the vehicle, they do not require a repo license in any state.