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If they are covered under the same insurance policy no. Please be advised if the main driver is not listed as a driver on the said vehicle then there could potentially be no coverage in event of loss. It depends on the insurance company. As long as main driver has owners permission and there is valid insurance in force. Make sure there is adaquate liability coverage. If something were to happen and not enough coverage was there the injured other party is legally able (in ca) to. sue the owner of the car for 50% of his wages for next 20 years.

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Q: Is it illegal to drive a car owned by the main driver but mainly used by the second driver both covered with insurance?
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