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It isn't illegal to have two policies on the same vehicle, however it is illegal to try to claim twice for the same vehicle and the same incident.

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Q: Is it illegal to have two insurance policies on the same vehicle?
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Can you have more than one car insurance policies?

Yes, There is no problem having more that one insurance policy delineating the same vehicle. Bare in mind that "Double Indemnity" however is illegal and a Felony offense. so long as one does not attempt to receive multiple claim compensation from the different policies for the same loss then there is no problem.


Is it legal to have two insurance policies for the same beneficiary under a different contract?

Yea, if you have two different contracts and the beneficiary is the same, you can have two different policies which is legal.But against same contract, you cannot take two policies when the beneficiary is the same which is illegal.


Is it legal to have two insurance policies for the same contract but for the same beneficiary?

It is totally illegal to have two insurance policies against same contract and same beneficiary. This is a serious contravention of law and in case any claim arises, the insured's claim will be summarily rejected and will be liable for explanation for such misrepresentation of facts.


Will you get a ticket in Tennessee if you have insurance but the car does not?

Perhaps, It just depends on whether the vehicle being driven fits the definition of an insured vehicle under the terms of your insurance policy. All policies are not the same. If your not sure just call your insurance agent and he or she can answer your questions.


Can you and your partner insure a car with separate insurers?

Are you talking about insuring a vehicle twice at the same time. This is illegal. Why would you want to pay insurance twice on the same vehicle anyway. If there was a claim and you had two policies on it they would probably split the damages. You cannot legally make a profit on insurance. Also, only the person who legally owns the car can insure it. The only exception is a legally married couple.


Can your mother lend you a car and you insure it?

Yes so long as the vehicle isn't insured by your mother - two insurance policies can not run on the same vehicle at any one time


Is newly acquired vehicle coverage extended on commercial auto policies?

Sometimes it is and sometimes it isn't. The same is true of personal auto insurance. Many insurance policies do not include automatic coverage for newly acquired vehicles. This is a real reason you need to have an agent that you can call and make sure before driving off the dealers lot with a vehicle that may or may not have insurance on it.


What are deductables on RV insurance policies?

RV insurance policies have the same kind of deductibles as other insurance policies. You need to contact your insurance company and ask them what the deductible would be depending on the RV you have chosen.


Can you buy your own insurance if you are the cosigner?

Yes, But be careful. Although it is perfectly legal to have more than one insurance policy on a vehicle. It would be illegal and considered insurance fraud to get paid twice for the same loss.


Which companies offer insurance policies for RVs?

You can get insurance for your recreational vehicle from the same place that you insure your home, automobile (and in some cases also your motorcycle). Geico and Progressive mention in some of their ads that they cover RVs.


Do all homeowner's insurance policies have the same coverage?

No, all polices are not the same.


Can you have two car insurance policies on the same car?

You could!