There are legal limits to how much interest can be charged. Usury rates are different in each state, most credit card companies are smart enough not to break the law.
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because they have to charge people . If they dont it will be unfair.
It is not ethical to charge an unfairly inflated price to take advantage of people's desperation. If the drug was truly expensive in research and development, then it is unfair to think that drug companies don't deserve to be reimbursed plus a reasonable profit.
Answer my discussion regarding credit card, and I'll answer your reply
yes no maybe so trentonox101
Lending companies offer their best deals to customers with exemplary credit history and credit score. Obviously, customers with imperfect credit history or poor credit score are going to have limited options. Lenders who offer loans to borrowers with bad credit generally will charge higher interest rates to make up for the risk, but this does not mean you should settle with an unfair deal. By doing your research, you should be able to find a home equity loan lender that offers reasonable repayment terms. The important thing is to not make drastic decisions or uniformed choices; you must take the time to evaluate the terms and conditions before comparing one deal from another. (BadCreditResources.com)
The consumer Credit Protection Act is designed to protect the customer. The main points are Consumer Rights and Warranties, Unfair Practices, Rights and Obligations and Credit Agreements.
By lobbying.
some companies paid them money to ignore these problems
Some companies paid them money to ignore these problems.
Lobbying
By lobbying.