Is it legal for a company to refuse to allow you to enroll in their medical insurance simply because you are listed under a spouses insurance plan as well?

Answer

If your company pays the premiums themselves for employee health insurance, it is understandable why they would refuse to cover you. This is an extra cost for them and you are already insured. You could ask them if you yourself could pay for the coverage. Why would you want to be covered under two health plans anyway? If the coverage on one plan is better than the other, then go on the better one, and drop the other.

Answer

No, and I would go after them. They have to extend the same insurance benefits to all employees, regardless of marital status. It's really none of their business if you are ensured elsewhere or not. There is no reason why married women should have to pay for medical coverage and oh, say, single or married men get it free. Get on the phone to the EEOC and/or an attorney.

PS, to previous poster. It's so unusual for US employers to pay 100% of medical coverage, I'm not even going to address it.

First answer by Patdev. Last edit by Joni. Contributor trust: 810 [recommend contributor]. Question popularity: 32 [recommend question]