If your company pays the premiums themselves for employee health insurance, it is understandable why they would refuse to cover you. This is an extra cost for them and you are already insured. You could ask them if you yourself could pay for the coverage. Why would you want to be covered under two health plans anyway? If the coverage on one plan is better than the other, then go on the better one, and drop the other. No, and I would go after them. They have to extend the same insurance benefits to all employees, regardless of marital status. It's really none of their business if you are ensured elsewhere or not. There is no reason why married women should have to pay for medical coverage and oh, say, single or married men get it free. Get on the phone to the EEOC and/or an attorney. PS, to previous poster. It's so unusual for US employers to pay 100% of medical coverage, I'm not even going to address it.
Medicare would have covered all the remainder if my insurance had not made the error "Can they rebill medicare again I received a bill from the hospital almost 2 years after spouses death because insurance company made a mistake am I responsible because medicare should pay rest?"
One way to obtain medical insurance is via a medical insurance plan that is provided by an employer. Sometimes group medical insurance plans are free for the employees, and occasionally for the spouses of the employees, and there are many employers who offer medical insurance plans to their employees at discounted rates. A person who is looking for a job needs to find out if the company provides any benefits, including a medical insurance plan, for its employees. This is an excellent way to obtain medical insurance. A group insurance plan offered by a company costs less and often provides better coverage.
Many people receive medical insurance through their place of work. For those that are self employed it can be obtained through an ex-employers plan, COBRA, or utilizing a spouses plan.
It is normal to have responsibility for it. The insurance often also required the spouse to accept responsibility and the primary insurance holder is always required to do so.
They can choose not to provide coverage for a spouse. US law states employers have to provide insurance for employee's children under the age of 26, but does not say anything about spouses, so they can choose to stop covering employee's spouses.
If the company that you work for offers a health plan, but you need to pay for part of it. Then no, you do not have to sign up or pay for it. If your spouses plan is cheaper, which in most cases they are not, look into it. I find that companies that require their employees to share in the cost of their health care, do it anyways because it's cheaper than their spouses. One company I know has their employees pay 50% of the cost, but it's still cheaper than most spouses. Watch out if you smoke, you might be put it another bracket by yourself and other that smoke. THIS IS ILLEGAL.
That would not be a very nice thing to do, what you should do is write to your spouse and the insurance company, point out that you are now separated and indicating that you will no longer be paying for your spouses insurance after a fixed date in the future. This informs the insurance company of your intentions and allows your ex spouse to arrange their own health insurance.
Spouses are allowed to carry separate insurance policies, as there are no laws stating otherwise. However, it is generally more cost effective for spouses to carry one together.
Credit Life Insurance.
Not individually, but the deceased's estate may well be subject to being charged for the expenses not covered by any existing insurance.
If both you and your spouse have full medical coverage then the insurance compnay will revert back to your and your spouse's date of birth. Whoever's birthdate is first in a calendar year, then that is the primary insurance. For example, if your birthday is November 1, but your spouse's birthday is February 12, then your spouses insurance is primary for both of you.
yes