0
Is it legal for a landlord to demand renter's insurance in the state of Michigan?
Wiki User
∙ 12y agoWant this question answered?
Be notified when an answer is posted
Add your answer:
Earn +20 pts
I just got my first apartment, and I was told I should get renters insurance. What does renters insurance cover?
Renters insurance covers all of your belongings that are inside your dwelling in the case that something bad happens (like a flood or a fire). It is kind of like homeowners insurance but for renters. If you cause damage to the landlords property you will be covered.If you cause damage and you do not have renters insurance,the land lords insurance will cover him or her and after the property has been repaired,the landlords insurance company will demand that you pay for the damages,if you do not they will and can sue you and even attach your wages. I am NOT an insurance agent, i am a landlord and i highly recommend that my tenants buy this insurance it is cheep.If they don't,and something happens and its their fault,i am covered but they will be left holding the bag. I hope this helps you. Covers furniture plus more Go ask your account if you Can or type money and for a sake of it in google
Can landlord demand you insure building fabric as well as your belongings?
Normally not. Anything that is part of the property is covered by the landlord as part of the property. However, you are responsible for any damages you incur upon such, something your insurance will often cover.
Are insurance agents high in demand?
Yes; the demand for insurance agents is expected to continue to increase in the future, based on the increase in variety of products. In addition, growing population leads to an increase in demand for various types of insurance.
Are insurance recruiters in demand?
Insurance recruiters always seem to be in demand. The problem with this, however, is that insurance recruiters generally work off of commission and with the economy the way it is, the number of people purchasing insurance is decreasing.
Can a landlord come to you after 3 years of living there and demand a months rent in advance?
no. not as long as you live in the us.
What does a landlord have to pay to move you out if he wants to move back in?
Nothing. The landlord need only give you the notice required by law (20 days in WA) and then simply move back in. The exception is if you have a lease--in that case, the landlord must honor the term of the lease unless the landlord and tenant mutually agree to break the lease. In that case, the tenant is free to demand compensation of the landlord for the landlord's breaking the lease.
Can a landlord demand a money order overnight for supposed damages without an itemized statement?
It depends on the term of the lease and the type of damages.
What has the author Madhur Gautam written?
Madhur Gautam has written: 'Rural demand for drought insurance' -- subject(s): Disaster Insurance, Droughts, Insurance, Disaster
Where you can complain about your landlord?
This depends on the type of complaint you're alleging. Start with a complaint to the landlord themselves, in many jurisdictions you're required to give prompt notice to defects in the apartment, especially ones that can cause further damage (no heat, gas, water, roof leakages, etc). If after a reasonable period of time (can be a matter of a day or two weeks depending on the issue and how quickly it can be fixed) the landlord does not correct the defects you can contact your local housing court to find out the procedures for a renters escrow. A renters escrow is a bank account you open with the courts and deposit in your rent monies. The landlord does not get the money from this account until he shows that the repairs have been made satisfactorily. Landlords will face a penalty for the courts having to take this action. If after a period prescribed by your local housing court the landlord does not correct the defects, the court can order the house to be inspected by local code enforcement and subsequently condemned if necessary. In the mean time, the court will grant you permission to quit your lease and seek new shelter. At this point you should follow all standard move out protocols. Send your former landlord a certified (green slip) letter with a forwarding address and demand full return of your security deposit for breach of lease. If your landlord fails to claim the monies with the court after a time prescribed by that court, you may return and collect the monies. In addition, If the landlord fails to return your security deposit, in some jurisdictions you may be allowed double damages. (i.e. $500 deposit not returned may be $1000 after court). If the complaint against the landlord is in regards to a breach of lease, you can reversely evict your landlord. Which means you provide them with 30 days notice to quit the lease due to their breach, demand your security deposit back, and leave before the start of the new month. If the landlord keeps the deposit (as many will try), you may take them to small claims court and seek your security deposit back (in some states you can get double or treble!).
What is a 3 day demand for compliance or possession?
It's a three-day notice: pay your rent or move out. If you do neither, your landlord has the right to evict you.
Can landlord demand full rent payment before Section 8 helps in the same month?
The landlord can demand rent when it is due. Depending on the jurisdiction, they may not be able to take legal action until after 3 days but it is due when the lease says it is due. If Section 8 has not promised to pay on the due date you have in mind, it's the tenant's responsibility.
Can a new landlord demand an additional second security deposit of one months rent six months after the original landlord received an initial deposit equivilent to a months rent from a existing tenant?
I think he can since he is new. Did you get back your deposit from the original landlord? I would try to get it or find out where the money went. The money could have been handed over to the new landlord or landlord 1 kept it. You may be able to sue him in small claims court for your deposit.
