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Is it legal to have medical insurance from a private health plan and still use a company paid plan for health costs during the 1 year waiting period for the private insurance to start paying claims?
Wiki User
∙ 15y ago
United States:
Check your SPD or plan of benefits. Generally speaking, unless it is specifically excluded then yes, it is legal. There is a process called COB: "Coordination of Benefits," whereby two employer-sponsored health plans will coordinate which plan pays first, or is the "primary" payer. For example if you had coverage through your employer and your wife had coverage through her employer, the insurers would coordinate benefits between the two policies. This, however, is not the case when an individual purchases his or her own policy outside of an employment scenario for personal coverage.
Wiki User
∙ 15y ago
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If you have medical insurance now but have pre existing condition can you still obtain medical insurance?
You can still have the insurance but it may not cover the condition due to a waiting period. Most insurances have a 1 year waiting period for pre-existing condtions but after that year you can be treated. Some insurance policies do not have a waiting period. So it all depends on the insurance and the policy you have. You need to contact the insurance company with your group and policy numbers to find out more info on the contract.
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In most cases an insurance policy for a car goes into effect the moment the first payment is made. In the case of medical insurance there might be a waiting period based on the insurance company. Life insurance usually goes into effect after the first payment is made, but there might also be a waiting period before benefits will be issued.
What services does the Assurant Health Company provide?
The Assurant Health Company offers a wide range of individual and family coverage healthcare plans. The website also offers temporary insurance for when you are between jobs or waiting for your employers medical insurance to come into effect.
If you backed into another car on private property then panicked and left can you call the insurance company now more than five days later?
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you can go ahead and contact the other drivers insurance company and determine the status of the claim.
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I just recently got into a motor vehicle accident about over a month ago. I am still going to P.T. and as far as my insurance agent has explained yes they are responsible for pain and suffering. I was told the no fault was your insurance had to cover 10k of your medical bills so your not stuck waiting on the other persons insurance company to start paying. Once the p.i.p. has been meet of 10k the rest goes to the at faults insurance company. I also recently got medical forms related to my pain and suffering letting them check my medical history but not sending those off until lawyer friend looks them over. I have had the worst time dealing with the at faults insurance company the stress alone has been awful. They keep you on the phone non stop for the first time in five years I have went over my monthly minutes on my cell.
Which insurance company's cover braces?
There are very few insurance companies that cover braces in the usa. you can find a few of them here. Beware of 1-2 year waiting periods. Read everything carefully.
Can a certificate without cause of death used for insurance because we waiting on toxicolgy results?
I'd go ahead and send it in and see what the company says.
Company life insurance policy in Canada.-Our Company has now decided to pay these monies now in a one-time payment rather than at death.Would payment be counted as income and taxable?
Waiting on answer
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Jet Charter is a private jet charter service in which people can set up personal, private charters for themselves, their family or company events with out the hassle of waiting at an airport or flight delays.
What does the term transfer from insurance mean on a medical bill?
While waiting for your insurance to process your claim, it is listed in our billing software as insurance responsibility. Once we have received the payment and/or eob (explanation of benefits) from the insurance, the amount due from the patient is then transferred in our system to the patients responsibility. We are literally transferring the responsible party from the insurance to the patient.
