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Is it legal to not get your car repaired after the insurance company paid the claim?
Wiki User
∙ 8y ago
It is legal as long as you don't have an outstanding loan on the vehicle, if your insurance company paid the claim, and you keep the car. Your insurance company has the right to drop coverage or reduce the amount of coverage. If you have a loan, in most states, the check has to be issued to the body shop directly or to you and the lienholder jointly.
Yes it is legal.
However ... should you get into another accident, previous unrepaired damage is NOT covered and can cause a problem with determing what is the additional damage from the second accident.
Wiki User
∙ 8y ago
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Is it legal for your insurance company to discuss your claim to an outside party?
Most of the time it is alright, in fact your claim could be reported to a national database for other insurance companies.
What is the legal time frame for payment by insurance company of a dental insurance claim in the state of California?
Contact your states dept of insurance and they will be able to answer that question for you.
Where can one procure claim help?
Depending on the type of claim you are seeking help for there are many options. If it is a legal claim you can contact a local attorney. Most will have free consultations. If it is an insurance claim calling your insurance company would be the best option.
Can a driver with no insurance clain of your insurance?
Sorry, the driver with no insurance can claim of your insurance. He/she has no legal right to lodge such unauthorised claim.
How does homeowners insurance work when stolen items are recovered?
Once the insurance company has paid the claim for stolen items they become the legal owners of the items.
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In case of death of the policy holder, with beneficiary already deceased and there is no will, the Insurance Company will pay only to the Legal Heir of the Policy Holder. The death claim will be kept in abeyance till the legal heir proves his legal identity to the satisfaction of the Insurance Company.
Can neighbor sue me for damages after insurance paid?
If you're talking about his or her insurance company, then probably not since it's customary for the insurance company to get subrogation rights in exchange for payment. The insurance company can certainly sue you but they don't always do so.OTOH, if your insurance made the payment then absolutely not unless your insurance company is incompetent. Insurers always make claimants waive all future legal remedies arising from that claim before paying. The claim is considered settled in full.
What prohibits an insurance company from denying a claim?
Nothing prohibits an insurance company from denying a claim. An insurance policy is a legal contract binding on both parties. One party agrees to certain obligations such as telling the truth on the application for insurance and paying the premiums and the other party agrees to pay covered claims on a timely basis. As long as the insured meets their obligations under the policy the insurance company will meet their obligations.
Is Legal and General the name of an insurance company?
Yes, Legal & General is an insurance company. They offer life, home, landlord, lifestyle cover, and pet insurance.
Functions of insurance company's legal department?
An insurance company's legal department is there to handle situations that require court appearances or may involve lawsuits. The legal department will represent the company.
Do you have to give a statement to the others insurance company if no police were called?
AnswerImportant: Always default to your own insurance company for this answer.If the other insurance company is trying to contact you, call your claim representative and ask her what you should do. Usually, your insurance company can discuss liability with the other party's insurance company without you having to get involved. You don't want to prematurely call the other insurance company and say something on tape that may cost you a better legal standing.
Can you use the money from the insurance company to buy a new equipment instead of fixing it?
You are not obligated to spend your auto insurance settlement claim check on a particular kind of repair. In fact, after payout, the auto insurance company has no legal ability to control or restrict how you spend your settlement money.
