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Is it possible to buy just liability insurance for a week-period to be able to drive someone else's car if that car is insured?
Wiki User
∙ 17y ago
NO. If the owner of the vehicle has insurance and you have their permission to drive the vehicle then their insurance would cover you. Otherwise the owner of the vehicle could add you to their policy.
Wiki User
∙ 17y ago
Wiki User
∙ 9y agoCoverage under the owner's liability policy is unlikely. This is because when the owner bought the policy, the insurer did not have the opportunity to assess you as a risk (such as by your driving history), and a premium was not charged or paid for that additional risk. However, you may be able to be endorsed upon the owner's policy, but you would need to go through the underwriting process and an additional premium would likely have to be paid. Alternatively, you could obtain "non-owners coverage" which affords to you liability coverage regardless of the car that you drive.
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What is an insured contractor?
An insured contractor is a contractor who carries a Commercial General Liability Insurance Policy.
Can liability insurance cover fines and penalties?
If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.
Can general insurance be backdated?
can a contractor have liability insurance backdated to show the company was insured
What is third party insurance?
Third Party Insurance is a Liability insurance purchased by the insured (first party) from an insurance company (second party) for protection against possible suits brought by another (third party).
Will liability insurance pay on a stunt driving charge?
Absolutely not, your liability insurance does not cover the costs associated with willful criminal acts of the insured.
What type of insurance has a sir deductible?
SIR stands for self insured retention. It is a deductible applied to some liability policies. The term deductible is used for insurance that covers property losses, such as the insurance that would replace your house if it burned down. Retention is a term that refers to liability insurance, insurance that pays on your behalf if your negligance caused someone else to suffer a loss. Certain liability policies,such as umbrella policies and professional liability policies require the insured to, under certain circumstances, pay for part of the loss. The self insured retention is paid by the insured before the insurance company pays for the remainder of the loss. On umbrella liability policies the self insured retention applies to losses that are not covered by underlying, primary liability policies. On professional liability policies, the self insured retention applies to all losses, and is a way for the insured to lower their premiums by retaining the risk of losses up to a certain amount.
Where can one obtain a certificate of liability insurance?
The Certificate of liability insurance refers to a paper that summarizes the benefits of an insured party's insurance policy. In order to get or obtain a certificate of liability insurance one can apply online on TechInsurance or through their local insurance company.
What is Professional Liability insurance and named insured?
Professional Liability Insurance, sometimes called E&O insurance covers judgments, settlements and the costs of legal defense that may arise from the conduct of your profession or the professional services you provide to your clients. The named insured is the professional who purchased the insurance policy.
Equipment Insurance?
form_title=Equipment Insurance form_header=Be certain that the equipment you need to run your business is well insured. Get equipped with the proper equipment insurance today. Type pf Equipment/Vehicle to be Insured:=_ Cost/Value of Equipment:=_ Type of Insurance Needed:= {(),Property,Liability,Property and Liability}
What are the underwriting factors for aviation liability insurance?
It must arise from the insured usual business.
How does the definition of liability apply to insurance claims?
The definition of liability in insurance claims means that the insured is protected in case they are sued. This coverage includes legal costs and payouts.
Do catering companies have to be insured for liability purposes?
Catering companies should cary liability insurance for their operations. This will protect them in the event of a lawsuit.
