Sure you can, but it would likely be a fire only policy. Some flood only policies will also come in at that price range. So basically be ready to give up replacement cost valuation, wind, hail and storm damage coverage along with contents and owners liability coverage portions of your policy.
There are a lot of variables to consider when it come to your final premium rate: your credit history, the value of the home, where is it located, past claims and damages history of the property as well as of the owner, etc.. and of course how much coverage you are willing to sacrifice for that lowest possible price.
Lowest price possible generally results in the lowest coverage possible.
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The items above are factors in pricing but omitted the biggest issue which is coverage. What are you buying for $300? If you undervalue your home (statistics say 62% are under insured) and it burns down and it takes and you $100,000 out of pocket to rebuild what has a $300 premium bought you? Similarly if you under protect yourself by choosing a very low liability coverage and get sued, the house you are protecting may now belong to the person suing you.
I always prefer to see proper coverage offset with higher deductibles. Under either scenario you only have the loss in the event you need to file a claim but I would rather see a $2000 deductible exposure than a $100,000 - $300,000 exposure due to insufficient coverage.
If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.
You could save hundreds of dollars a year by getting multiple homeowners insurance quotes. Different companies offer bundling deals if you have more than one type of insurance with them. Also, other companies offer discounts for smoke alarms, burglar alarms, etc. You can also let one company know the quote another company has given you and they will try to beat it.
It depends on plan/company you have. (NOTE: This answer is coming from a 13 year old)
Scooter insurance typically is extremely cheap compared to regular car insurance. Where you may pay around 1200 dollars for car insurance a year you will only have to pay 200 dollars for scooter insurance a year.
In the year 1981, I paid $150 dollars a year for auto liability insurance.
Total savings will be 350 per year.
In dollars it is hard to estimate. Be assured that it will be big bucks. And it is quite possible the insurance coverage will be cancelled or the teen's parents will have to obtain a security bond.
Ask your agent! You will want to ask him about "construction" insurance.
"Rates for homeowners insurance will vary depending on the type of insurance you purchase, the amount of coverage you choose, and the cost of your deductible. Rates are also based on the fair market value of the property and can fluctuate from year to year."
The cost of life insurance typically depends on the age and health of the insured. It can range anywhere from 350 dollars per year to 1000 dollars per year.
The average cost for motorcycle insurance is usually around 500 dollars a year. For a 16 year old girl, it will probably be more expensive, at least 75 dollars a month if they will even insure a motorcycle.
An insurance underwriter usually makes around 50,000 dollars a year. The salary will vary depending on who they work for.