Is it substantial savings were or substantial savings was?

Only on Thursdays in months with Rs in them.

Yes it is. Almost if you live in a place where you can access enough water sources in a year... otherwise is a vital need. No one water drop wastes itself. Wherever you put or whatever you use it...

The proper term is Daylight Saving Time.

just stick it in ... i repeat just stick it in

The benefits of savings are two-fold.First, you earn interest on the money you deposit in a savings account. Interest rates vary between banks and types of savings.Second, many important (but...