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It is always a good idea to have the land surveyed when you purchase a property. It provides a clear legal description for the property and also provides certified placement of the boundaries should any boundary line disputes or encroachments arise later. A land survey should be recorded in the land records. Even more important is a comprehensive title examination performed by a professional which will disclose any defects or encumbrances affecting the title. A title examination, land survey and title insurance policy is the best way to protect your investment.

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Q: Is land survey necessary when purchasing a house without mortgage?
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A survey is a detailed map/plot of the general layout of your home and lot. It contains all of your homes boundaries. It also maps out the home's buried utility lines. It also gives an exact location of your property with a lot/block description and may even contain degrees. A survey is required on every new home purchase if you are taking a mortgage on the property. Even if you are not taking a mortgage, a survey allows your title company to remove any exceptions to title insurance coverage that would otherwise be disclosed by an accurate survey. Over time, fences and walls may have encroached over the property line, so the survey provides certainty that the lot you are purchasing has the expected boundaries and easements.


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