Is liability insurance available to individuals who occasionally perform small side jobs?

Sole Proprietor Liability Insurance

Individuals who perform occasional side jobs are operating as sole proprietorships. According to the Web site About.com, over 78% of all U.S. businesses are structured as a partnership or sole proprietorship. For the majority of small business owners, this form of ownership puts your business and personal liabilities at risk. Owning business liability insurance protects both your business and personal life from financial ruin. So the answer to your question is, yes. Call you local insurance agent for a quote.

 

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Do you need insurance to do side jobs?  Do you need insurance when doing side jobs?  For small masonry jobs on sidewalks can one purchase liability insurance for each job and would one have to register as a business to do so?